By Rick Howlett
http://stream.publicbroadcasting.net/production/mp3/wuky/local-wuky-937088.mp3
LOUISVILLE, Ky. – Online retailers are expecting a surge in business Monday, on what has become known as Cyber Monday, a day many of them begin offering holiday shopping bargains.
Reanna Smith-Hamblin with the Better Business Bureau in Louisville says for online shoppers concerned about the risk of identity theft, it's generally easy to determine whether you're putting your information on a secure site.
"they're going to encrypt the information that you send to them, when you put your credit card information. So basically what you need to do is look at the top and that web address, find out if it has an s in front of the http or an s at the end of it. That means it's a secure site. Also look for that padlock at the bottom of the screen at the right hand side. That would appear as well).
Smith-Hamblin says there are no laws regarding refunds and exchanges, so it's a good idea to check the retailers' policy before making a purchase.